YES Marquee Credit Card Review: Features, Benefits

YES Marquee Credit Card ek premium credit card hai jiska istemaal karke aap kai suvidhaon, laabhon, aur reward points ka anand utha sakte hain. Chaliye is credit card ke kuch khaas pahluon par aur vistar se charcha karte hain:

YES Marquee Credit Card Joining & Renewal Fee:

  • Joining Fee: Rs.9,999 + taxes
  • Renewal Fee: Rs.4,999 + taxes
  • Renewal Fee annual spend of Rs.10 lakh par maaf kiya jayega.

Welcome Benefits:

  • Joining fee bhugtan par 60,000 Bonus Reward Points

Renewal Benefits:

  • Renewal fee bhugtan par 20,000 Bonus Reward Points

Non-spend Benefits:

  • Buy One Get One Free Movie Tickets: Har mahine thrice BookMyShow ke madhyam se aap Rs.800 tak ke movie tickets par buy one get one free ka laabh utha sakte hain.
  • Complimentary Golf Rounds: Saal mein chaar muft golf rounds ka laabh utha sakte hain.
  • Complimentary Golf Lesson: Har mahine ek muft golf lesson ka laabh prapt karen.
  • Airport Lounge Access: Primary aur add-on cardholders ke liye ek quarter mein chaar muft Domestiq Airport lounge visits aur unlimited muft international airport lounge visits.
  • Complimentary Guest Visits: Aath muft guest visits, jo ki donon domestiq aur international airport lounges ke liye lagu hote hain.

Spend based benefits:

  • Base Reward Rate: Har Rs.200 kharch par 18 Reward Points
  • Special Categories Rewards: Har Rs.200 kharch par 10 Reward Points select categories jaise rent, insurance, utility bills, education, government payments, wallet load, groceries, cabs, aur transportation par.
  • Online Spends: Har Rs.200 kharch par 36 Reward Points on online spends.
  • Reward Points Capping: Billing cycle mein 1 lakh points tak seemit hai.

Reward Point Redemption:

  • Brand Vouchers: 1 Reward Point = 15 Paisa
  • Flight and Hotel Bookings: 1 Reward Point = 25 Paisa
  • Club Vistara Points or InterMiles: 10 Reward Points = 1 Club Vistara Point ya 1 InterMile

YES Marquee Credit Card Opinion:

  • Joining fee aur renewal fee aasaani se nikali ja sakti hai.
  • Unlimited lounge access aur golf rounds jaise non-spend benefits sabse acche hain.
  • Base return = 2.2%
  • Select categories (education, rent, government) = 1.25% return
  • Online spends = 4.5% return
  • Overall mixed spend par 3% – 3.5% return hai.

Additional Considerations:

  • Cardholders ko exclusive events, concierge services, aur premium customer support ka anand uthane ko milta hai.
  • YES Marquee Credit Card vyapak insurance coverage pradan karta hai, jisme travel insurance, purchase protection, aur anya shamil hai.
  • Credit card ki eligibility criteria mein ek minimum aay ka shart ho sakta hai, aur ummidwaron ko aavedan karne se pahle vishesh taur par yeh janch leni chahiye.

Conclusion

YES Marquee Credit Card ek kheenchakar chayan hai un logon ke liye jo ek premium credit card anubhav ki khoj mein hain. Isme kuch khaas laabh, suvidhaon, aur ek takatvar reward point redemption system shaamil hai, jo viveki upayogakartaon ke vibhinn avashyakton ko dhyan mein rakh kar taiyar kiya gaya hai.

Non-spend benefits, spend-based rewards, aur soch samajh kar banaya gaya ek vichakshana redemption structure ka mel ek acche vikalp banata hai un logon ke liye jo vyavsayikata aur arthik suraksha dono mein ruchi rakhte hain. Lekin, potential aavedakon ko yeh sunishchit karne ke liye prerit kiya jata hai ki vishesh shartein aur niyamon ko dhyan se padhein, jisme unke kharch ke dhanchon aur jivan shaili ke anusar yeh credit card unke anukool ho.

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