HDFC Regalia Gold Credit Card: Sab Kuch Jo Aapko Pata Hona Chahiye

Namaskar dosto, aaj ke is article mein hum baat karenge HDFC Regalia Gold Credit Card ke features aur benefits ki. Ye card HDFC ke popular Regalia card ka ek variant hai, aur iske khaasiyat par hamara dhyan hoga.

HDFC Regalia Gold Credit Card

Joining aur Renewal Fees:

  • Joining Fees: ₹2500 + GST.
  • Renewal Fees: ₹2500 + GST. Poora maaf hoga agar pichle saal ka kharch ₹4 lakh ya usse adhik hai.

Welcome Benefit:

  • Joining par ₹2500 ka gift voucher, lekin renewal par koi benefit nahi.

Non-Spend Benefits:

  • Lounge Access: 12 muft visits Indian aur overseas airports mein.
  • Priority Pass: 6 muft lounge visits.
  • Airport Pick and Drop: Smart Buy platform ke zariye uplabdh hai, ek quarter mein adhik se adhik 2 baar istemal kar sakte hain.

Spend aur Reward Points:

  • Reward Points: Har ₹150 kharch par milte hain, fuel, cash transactions, aur kuch transactions par nahi.
  • Accelerated Points: Kuch select merchants aur platforms par adhik points.
  • Maximum 5x points, ek calendar month mein ₹5000 reward points tak.

Reward Point Redemption:

  • Cashback: Har point ka 20 paise (max 50,000 points/month).
  • Product Catalog: Har point ka 35 paise.
  • Premium Brand Products: Har point ka 65 paise.
  • Flights and Hotels on Smart Buy: Har point ka 50 paise (max 50,000 points).
  • Miles Conversion: 1 point se 0.5 miles, Club Vistara, Singapore Airlines, aur kuch aur airlines ke liye.

Spend-Based Milestone Benefits:

  • ₹1 lakh ka kharch 90 din ke andar: Club Vistara Silver Tier Membership aur MMT Black Elite Membership.
  • Club Vistara ke benefits mein upgrades, priority check-in, extra baggage, aur CV points shamil hain.
  • MMT Black ke benefits mein hotel bookings par discount, free room upgrades, aur aur bhi hai.

Additional Spend-Based Benefits:

  • ₹1 lakh ka kharch ek calendar quarter mein: ₹1500 ka gift voucher (Myntra, Marks and Spencer, Reliance Digital).
  • Card anniversary par kharch: ₹5000 ka flight voucher (aur ek additional ₹5000 ka voucher agar ₹7.5 lakh ka kharch hua ho).

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