HDFC Regalia Credit Card: Sab Kuch Jo Aapko Pata Hona Chahiye

Namaskar dosto, aaj hum aapko lekar aaye hain HDFC Regalia Credit Card ka detailed review. Is card mein kya-kya features hain aur aapko kaise benefits milte hain, sab kuch hum discuss karenge.

HDFC Regalia Credit Card Detailed Review In Video

Toh dosto, yeh raha HDFC Regalia Credit Card ka detailed review. Agar aapko yeh video pasand aaya ho, toh like karein, share karein, aur humare channel ko subscribe karein. Dhanyavaad!

Joining aur Renewal Fee:

Agar aapko HDFC Regalia Credit Card join karna hai, toh aapko dena hoga ₹2500 plus tax. Lekin, agar aapne pichle saal mein ₹3 lakh ya usse adhik kharch kiya hai, toh aapka renewal fee maaf ho jayega.

Welcome aur Renewal Benefit:

Joining fee ke baad aapko milega ek welcome benefit – 2500 bonus reward points. Wahi, agar aapne renewal fee pay ki hai, toh aapko milega ek aur 2500 bonus reward points.

Non-Spend Benefits:

HDFC Regalia Credit Card lekar aapko milega kuch khaas benefits jo aapki travel experience ko aur bhi behtar banayenge:

  • Aapko milega 12 complimentary domestic airport lounge access. Yani ki aap apne domestic travel ke dauran kisi bhi airport ke lounge ka maza le sakte hain bina kuch kharch ke.
  • Overseas travel karne wale logon ke liye hai 6 complimentary overseas airport lounge access through Priority Pass. Priority Pass ek international lounge access program hai jo aapko duniya ke kai airports mein exclusive access provide karta hai. Priority Pass ke liye apply karne ke liye aapko card activate hone ke baad 4 transactions karne padenge.

Spend-Based Benefits:

Is card ke through kiye gaye kharch par aapko milte hain kuch khaas rewards jo aapko aur bhi kareeb le aayenge HDFC Regalia ke saath:

  • Har ₹150 spent par milenge aapko 4 base reward points.
  • Agar aap SmartBuy ke through hotel booking karte hain, toh aapko milega 10x reward points, yaani ki har ₹150 mein 40 RP.
  • Flight booking, instant voucher, Imagine Tresor, aur Red Bus ke liye SmartBuy se agar aap kuch buy karte hain, toh milega aapko 5x reward points, yaani ki har ₹150 mein 20 RP.
  • IRCTC aur Flipkart ke liye bhi hai 3x reward points, yaani ki har ₹150 mein 12 RP.
  • Fuel, EMI transactions, wallet loads, rent payments, cash withdrawal par reward points nahi milenge.
  • Example: Direct Flipkart par shopping karne par aapko milega 4 RP on every ₹250, lekin SmartBuy ke through jaake agar aap shop karte hain, toh milega aapko 3x RP.
  • Upper Cap On SmartBuy: Daily – 2000 RP, Monthly – 4000 RP

Milestone Benefits:

  • Is card ke saath aapko kuch milestone benefits bhi milte hain jo aapki kharchi ko aur bhi interesting bana sakte hain:
    • Agar aapne ek saal mein ₹5 lakh kharch kiya, toh milega aapko 10,000 bonus RP.
    • Aur agar ₹8 lakh kharch kiya, toh milega aapko aur 5000 additional bonus RP, total 15,000 bonus RP.
    • Maximum 2000 RP can be earned on insurance transactions in a day.

Reward Redemption:

  • Reward points ki validity hai 2 saal.
  • Redemption ke liye aapko dena padega ₹99 plus tax.

Cashback Credit:

  • 1 RP ka value hai 20 paise.
  • Maximum 50,000 reward points ko aap cashback mein convert kar sakte hain har calendar month mein.

Product Catalogue/Vouchers:

  • 1 RP ka value hai 35 paise.
  • Maximum 70% total product ya vouchers ke value ko aap redeem kar sakte hain reward points se.

Flights and Hotel Booking through SmartBuy:

  • 1 RP ka value hai 50 paise.
  • Maximum 70% total amount ko aap redeem kar sakte hain reward points se.
  • Maximum 50,000 reward points har calendar month mein.

Transfer to Airmiles:

  • 1 RP ka value hai 0.5 airmile.
  • Partners: Vistara, Krisflyer.

Conclusion:

HDFC Regalia Credit Card ek behad attractive credit card hai jise lekar aapko kai benefits milte hain. Iske non-spend benefits jaise ki complimentary airport lounge access aur spend-based rewards ke karan yeh ek travellers ke liye khaas hota hai.

Milestone benefits aur reward redemption options bhi is card ko aur bhi interesting bana dete hain. Lekin, aapko dhyan mein rakhna hoga ki aap apne card ka sahi se istemal karein aur timely payments karein taki aap maximum benefits utha sakein.

HDFC Regalia Credit Card, jo aapko luxury aur rewards ka ek alag level dikhata hai, usse judi saari important details humne aapko is review mein batayi hain. Aap apne financial goals ke hisab se decide karein ki yeh card aapke liye sahi hai ya nahi. Happy spending!

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