Hello dosto, aaj apko HDFC Infinia Credit Card Poori Jankari Denge. Ye article 2023 ki nayi guilines ke adhhar par hoga. Is article me aapko Infinia Credit Card kaise milega, aur card ke features aur fayde ke bare mein vistaar se batayenge.to kripaya iss article ko pura padhe.
In this Article
HDFC Bank ke Infinia Credit Card ko sirf kuch select logon ke liye invite basis par diya jata hai.
HDFC Bank INFINIA Credit Card Kaise Milega
Infinia Credit card sirf invitation basis pe hi diya jata hai par aap ise jugaad se pe paa sakte hai :
CARD To CARD:
Agar apke pass already kisi aur bank ka credit card hai to uske besis pe card to card apply karke infinia credit card ko paa sakte hai uske liye niche di gayi sharte puri honi chahiye.
- Purane Credit Card ki limit minimum 8 lac honi chahiye.
- Purana Credit Card kamse kam 2 saal se active hona chahiye.
- Apki monthly income minimum 3.5 lac honi chahiye
agar upar di gayi sharte puri ho rahi ho to aap infinia credit card ke le iligible ho.
UPGRADE TO INFINIA:
Agar apke pass already hdfc bank ka credit card hai to aap use upgrade karva sakte hai,iske liye bhi niche di gayi sharte puri honi chahiye.
- Purane Credit Card ki limit minimum 8 lac honi chahiye.
- Pichle 6 mahine me apke spends total 7.5 lac ke upar hone chahiye.
- Apki monthly income minimum 3.5 lac honi chahiye
agar upar di gayi sharte puri ho rahi ho to aap infinia credit card ke le iligible ho.uske liye apko sirf bank ko call karke upgrade ke liye request karni hogi.
HDFC Infinia Credit Card Poori Jankari:
FEES & CHARGES:
| Fees and Charges | Amount |
|---|---|
| Joining Fee | Rs. 10,000 plus applicable taxes |
| Annual Fee | Rs. 12,500 plus applicable taxes |
| Interest Rate | 1.99% per month (23.8% annually) |
| Finance Charges | 1.99% per month (23.88% annually) |
| Cash Advance Charges | Nil |
| Foreign Currency Markup | 2% of the transaction |
| Minimum Repayment Amount | 5% or a maximum of Rs. 200 |
| Cash Withdrawal Fee | 2.5% of the withdrawn amount (minimum Rs. 500) |
| Airport Lounge Access | Free for the primary cardholder, $27 per person per visit for other guests |
Welcome Benefit:
Card activation aur fee payment ke baad, cardholders ko 12,500 reward points milte hain. Iske alawa, unhein ek saal ke liye complimentary Club Marriott membership bhi milti hai, jisse Asia-Pacific ke shetra mein dining aur stay par 20% tak ki chhut milti hai.
Renewal Offer:
Renewal ke liye, cardholders dubara 12,500 Reward Points prapt kar sakte hain fee payment aur card activation ke baad. Agar pichle 12 mahine mein 10 lakh ya usse adhik kharch kiya gaya hai, to agle saal ka renewal membership fee maaf ho jata hai. Iske alawa, cardholders participating ITC hotels mein complimentary nights aur buffet ka aanand utha sakte hain, aur unhein 24/7 uplabdh Global Personal Concierge service ka bhi laabh milta hai.
Key Features:
Hotel & Dining Benefit:
Cardholders participating ITC hotels mein teen raat ka stay book kar sakte hain, jisme se sirf do raat ki payment karni hoti hai. Unhein in hotels mein 1+1 complimentary buffet bhi milta hai.
Golf Privileges:
Infinia Credit Cardholders ko India ke pramukh golf courses par anant muft golf games aur duniya bhar ke selected courses par muft golf coaching milta hai. Golf booking ke liye 1800 118 887 | 022 42320226 par call kar sakte hain.
Additional Features:
Kuch aur laabh isme shamil hain, jaise ki antarrashtriya vyapar mein 2% markup fee, aur agar Infinia Credit Card kho jata hai to turant 24 ghante ke call centre ko report karne par kisi bhi fraud transaction par zero liability hoti hai. Global Personal Concierge service 24/7 uplabdh hai aur golf bookings se lekar event planning tak vibhinn sevaon mein madad karti hai.
Lounge Access:
Infinia cardholders ko Priority Pass ke istemal se duniya bhar ke 1,000+ airport lounges mein muft lounge access ka aanand milta hai.
Fuel Surcharge Waiver:
Card par Rs. 400 se Rs. 1,00,000 ke bich ki petrol pump par ki gayi vyavhaar par 1% ki petrol surcharge maaf hoti hai. Kripya dhyan dein ki petrol vyavhaar par koi bhi reward points nahin milte hain.
Smart EMI:
HDFC Infinia Credit Card cardholders bade kharch ko kharid kar asaan EMI mein badalne ka option bhi pradan karti hai.
Insurance/Comprehensive Protection:
Cardholders ko comprehensive suraksha prapt hoti hai, jisme shamil hai Rs. 3 Crore ki durghatna aur mrityu suraksha, Disable durghatna ke case mein Rs. 50 lakh tak ki durghatna videsh mein hospitalization, aur Rs. 9 lakh tak ki credit shield suraksha.
Reward Points/Cashback Redemption:
A. Reward Points Accumulation:
- Cardholders har Rs. 150 retail kharch par 5 Reward Points kama sakte hain, jisme insurance, utilities, aur education shamil hain.
- Ve Smartbuy ke madhyam se ki gayi yatra aur shopping kharch par up to 10 guna Reward Points kama sakte hain.
B. Reward Points Redemption:
- Reward Points ko Smartbuy ya Netbanking par istemal kiya ja sakta hai.
- Redemption options mein Smartbuy par Flight aur hotel bookings, Smartbuy par Apple products aur Tanishq vouchers, Netbanking ke madhyam se airmiles conversion, aur Netbanking ya SmartBuy par vibhinn products aur vouchers shamil hain.
- Redemption ki kimat alag-alag hoti hai, jaise ki 1 RP = Rs 1 Flight aur hotel bookings ke liye, 1 RP = Rs 1 Apple products aur Tanishq vouchers ke liye, 1 RP = 1 airmile ke liye airmiles conversion par, aur 1 RP = Rs 0.50 tak vibhinn products aur vouchers ke liye. Cardholders cashback ke liye bhi 1 RP = Rs 0.30 ki kimat par istemal kar sakte hain.
HDFC Bank Customer Service:
- Customer care numbers: Toll Free: 1800 266 3310
- Landline: 022-6171 7606 (Videsh yatra kar rahe grahakon ke liye)
- E-mail: infinia.services@hdfcbank.com
Humne is article me HDFC Infinia Credit Card Poori Jankari di hai. iss card se related koi bhi savaal ho to kripaya camment me likh dijiye.
