HDFC Diners Club Black Credit Card ek premium card category me ata hai,to iss article me ham detail me iske benifits and rewards point ke bareme batayenge uski saath hi iske fees and charges ki jaankari bhi denge. aur kuchh tricks bhi batayenge jisse aap iss card ko asani se pa sakte ho.to iss article ko pura padhe.
In this Article
HDFC Diners Club Black Credit Card Fees & Charges:
- Joining Fee – Rs. 10,000/- plus Applicable Taxes
- Renewal Fee –Rs. 10,000/- plus Applicable Taxes
12 Mahine mein 5 Lakh rupaye kharch karein aur agle renewal saal ke liye Renewal Fee maaf karva lein.
Swagat Laabh (Welcome Benefits):
Agar aap HDFC Diners Club Black Credit Card ko choose karte hain, toh aapko milti hain kuch special swagat laabh. Pehle 90 din mein 1.5 lakh rupaye kharch karke aap:
- Club Marriott, Forbes, Amazon Prime, Swiggy One (3 mahine tak) ki saalana membership mufat pa sakte hain.
Kharch Laabh (Spends Benefits):
Is credit card ka istemal karke aapko har mahine 80,000 rupaye se adhik kharch karne par milti hain yeh laabh:
Swiggy Dineout ke madhyam se restaurant bills par 25% tak bachat:
Is HDFC Diners Club Black Credit Card ke sath aapko Swiggy Dineout ke madhyam se restaurant bills par aakarshak bachat milta hai. Yadi aap restaurant mein khana khate hain aur Swiggy Dineout ka upayog karte hain, to aap apne bill par 25% tak ki bachat kar sakte hain. Yani ki, aapka bill hoga 1000 rupaye, to aap 250 rupaye bacha sakte hain.
Videshi mudra mein 2% cashback:
Yadi aap is credit card ka upayog videsh mein karte hain, to aapko apne videshi mudra kharch par 2% cashback milta hai. Iska matlab hai ki agar aap videsh mein shopping karte hain ya kisi bhi videshi desh mein kharch karte hain, to aapke kharch par 2% ka cashback milega.
Bharat ke kisi bhi fuel station par 1% fuel surcharge maaf (kam se kam ₹400 ki transaction par, ek statement cycle mein adhikatam ₹1000 tak cashback):
Yadi aap apne gadi ki fuel tank bharne ke liye kisi bhi fuel station par jate hain, to is credit card ka istemal karke aapko fuel surcharge par 1% ki maafi milti hai. Lekin dhyan rahe, yah maafi kam se kam ₹400 ki transaction par upalabdh hoti hai, aur ek statement cycle mein adhikatam ₹1000 tak ki maafi milti hai. Isse aap apne fuel expenses par thoda aur bachat kar sakte hain.
Non-Kharch Laabh (Non-Spends Benefits):
Yadi aap kharch nahi karte hain, toh bhi aapke liye kuch khaas laabh hain:
Mufat Golf Games Duniya Ke Pramukh Courses Par (Har quarter Mein 6):
HDFC Diners Club Black Credit Card ke dwaara, aapko har trimester mein 6 mufat golf games ki sujhav milta hai, aur yeh golf games duniya ke pramukh golf courses par kheli ja sakti hain. Iska matlab hai ki aap apne passion for golf ko pura kar sakte hain aur kisi bhi pramukh golf course par mufat mein golf khel sakte hain. Yeh ek aise sujhav hai jo golf enthusiasts ke liye ek asli anand hai, aur yeh credit card aapko ek aise anubhav ka moka deta hai jahan aap apne golfing skills ko sudhar sakte hain.
Mufat Ola Cabs Rides:
HDFC Diners Club Black Credit Card ka ek khaas laabh hai ki aapko mufat Ola Cabs ke safar milte hain. Yani ki, aap Ola Cabs par safar karke taxi ke kharch se bach sakte hain. Isse aap apni yatraon ko aur bhi aasan aur budget-friendly bana sakte hain.
Mufat cult.fit Live Membership:
Yadi aap health aur fitness ke prati vishesh roop se rujhan rakhte hain, to aapko mufat cult.fit Live ke Member banane ka avsar milta hai. Iska matlab hai ki aap fitness classes, online workouts, aur health tips ko mufat mein prapt kar sakte hain. Isse aap apni health aur fitness par dhyan de sakte hain bina kisi GYM center jaane ke.
BookMyShow aur TataCliQ Vouchers:
HDFC Diners Club Black Credit Card ka istemal karke aapko BookMyShow aur TataCliQ ke vouchers milte hain. Isse aap kisi bhi entertainment event ke liye tickets book karne ya online shopping karne par special chhut pa sakte hain. Yani ki, aap movies dekhne ya shopping karne mein bachat kar sakte hain aur apni manpasand activities ko aur bhi anandmayi bana sakte hain.
Airport Lounge Access:
HDFC Diners Club Black Credit Card ke saath aapko 1000+ airport lounge ka anivary upayog milta hai. Yani ki, jab aap kisi airport par hote hain, to aap in airport lounges mein mufat mein anand le sakte hain. Isse aap apni yatraon ko aur bhi shantipoorna aur comfortable bana sakte hain.
Reward Points (Inaam Anukool)
Is credit card ka istemal karke aap har ₹150 kharch par 5 reward points kama sakte hain. Aap SmartBuy ke madhyam se 10X reward points ya weekend dining par 2X reward points bhi pa sakte hain.
Reward redumption:
- Reward Points ko flight tickets ya hotels ki booking ke liye upayog kar sakte hain (1 reward point = 1 rupee).
- Reward Points ko Airmiles mein badal sakte hain (InterMiles, Singapore Airlines, Club Vistara, 1 reward point = 1 Airmile).
- HDFC Bank Diners Club Black Credit Card ke exclusive Reward Points ki kitab se bhi inaam anukoolon ko badal sakte hain.
- Flight aur hotel booking ke liye, aap 70% tak booking value Reward Points se adla-badli kar sakte hain, baki rashi ko credit card se bharna hoga.
| Reward Points Usage | Equivalent Value |
|---|---|
| SmartBuy (Flights/Hotels) | Rs. 1.00 per 1 RP |
| Airmiles | 1.00 AirMile per 1 RP |
| Product Catalogue (vouchers/products) | Up to Rs. 0.50 per 1 RP |
| Cashback | Rs. 0.30 per 1 RP |
Eligibility (Yogyaata):
Is credit card ke liye aapko kuch yogyaata ka palan karna hoga:
Salaried Indian National (Naukri wale Bharatiya Nagrik):
- Age: Kam se kam 21 saal aur adhik se adhik 60 saal
- Income: Mahina Net Income> ₹1.75 lakh
Self-Employed Indian National (Swavalambi Bharatiya Nagrik):
- Age: Kam se kam 21 saal aur adhik se adhik 65 saal
- Income: ITR > ₹21 lakh prati varsh
Credit Card Ke Liye Aavedan Ke Liye Tips (Hack for Applying Credit Card):
Agar aap HDFC Diners Club Black Credit Card ke liye aavedan karna chahte hain, toh yeh tips dhyan mein rakhein:
- Aapke paas pahle se credit card hona chahiye aur woh 1 saal se adhik samay tak active hona chahiye.
- Pahle wale card ki limit ₹5 lakh se adhik honi chahiye.
