Credit Card Comparison: Axis Ace vs Airtel Axis vs Flipkart Axis

Yadi aap ek naya credit card lena soch rahe hain aur confuse hain ki kaunsa choose karein, toh aap sahi jagah hain. Iss article mein hum compare karenge Axis Ace, Airtel Axis, aur Flipkart Axis credit cards ko based on various factors jaise ki joining fees, renewal fees, aur renewal benefits.

Joining Fees:

  • Axis Ace: ₹499 + GST
  • Airtel Axis: ₹500 + GST
  • Flipkart Axis: ₹500 + GST

Sabse pehla factor jo hum consider karte hain woh hai joining fees. Axis Ace ka joining fees ₹499 hai, jabki Airtel Axis aur Flipkart Axis ke case mein yeh ₹500 hai. Isme koi bada difference nahi hai, lekin yeh dekha ja sakta hai ki saare cards almost ek hi range mein hain.

Renewal Fees:

  • Axis Ace: ₹499 + GST
  • Airtel Axis: ₹500 + GST
  • Flipkart Axis: ₹500 + GST

Renewal fees mein bhi humein lagbhag ek hi range ka payment karna padega. Sabhi cards ke case mein renewal fees ₹500 ke aas-paas hi hai. Yeh fees card ke features aur benefits ke hisaab se justify hoti hai.

Credit Card Comparison

ParticularAxis ACEFlipkart AxisAirtel Axis
Joining FeeRs. 499 (Reversed on spending Rs. 10,000 within 45 days)Rs. 500Rs. 499 (Reversed on spending Rs. 5,000 within 30 days)
Renewal FeeRs. 499 (Waived off on spending Rs. 2 lakh in a year)Rs. 500 (Waived off on spending Rs. 2 lakh in a year)Rs. 499 (Waived off on spending Rs. 2 lakh in a year)
Welcome BenefitsNil– Flipkart vouchers worth Rs. 500– Flat 15% cashback on first transaction with Airtel merchants (up to Rs. 500)
– 15% cashback (Up to Rs. 500) on Myntra– Amazon gift voucher worth Rs. 500 on joining
– 50% discount (Up to Rs. 100) on Swiggy
Cashback Benefits– 5% cashback on bill payment, DTH recharge, and mobile recharge initiated via Google Pay
– 4% cashback on Swiggy, Ola, and Zomato– 5% cashback on Flipkart & Myntra– 2% cashback on Airtel payments
– 2% cashback on all other spends– 4% cashback on preferred merchants (Uber, Swiggy, PVR, Curefit, Tata Sky, Cleartrip, Tata 1MG)
– 1.5% cashback on other categories– 1.5% cashback on all other spends
Lounge Access4 complimentary domestic lounge access in a year4 complimentary domestic lounge access in a yearNil

Renewal Benefits:

  • Axis Ace: Upgradeable limit, Email-based statements, Online offers
  • Airtel Axis: Airtel-specific benefits, Cricket internet offers
  • Flipkart Axis: Flipkart Plus subscription, Exclusive shopping offers

Renewal benefits ka factor bhi important hai. Axis Ace card ke saath aapko upgradeable limit milti hai, jabki Airtel Axis card airtel ke khaas benefits ke saath aata hai. Flipkart Axis card ka renewal benefit Flipkart Plus subscription aur exclusive shopping offers ke roop mein aata hai.

Welcome Benefits:

  • Axis Ace: ₹2000 BookMyShow voucher
  • Airtel Axis: Cashback, Rewards, Cricket internet offers, Home delivery perks
  • Flipkart Axis: 5% cashback on any transaction within the first 30 days

Aapke liye ek aur mahatva purna factor hai welcome benefits. Axis Ace card ke saath aapko ₹2000 ka BookMyShow voucher milta hai, jabki Airtel Axis card cashback, rewards, cricket internet offers aur home delivery perks ke saath aata hai. Flipkart Axis card ke case mein aapko 5% cashback milta hai pehle 30 dino ke andar kisi bhi transaction par.

Non-Spend Benefits:

  • Axis Ace: 4 complimentary airport lounge accesses
  • Airtel Axis: 4 complimentary airport lounge accesses
  • Flipkart Axis: 4 complimentary airport lounge accesses

Non-spend benefits mein sabhi cards ke case mein ek jaisi suvidha milti hai – 4 complimentary airport lounge accesses. Yeh ek achha benefit hai jo har cardholder ke liye useful ho sakta hai.

Spend Benefits:

  • Axis Ace: Cashback on Flipkart, Cult Fit, Clear Trip, Pay, PVR, Swiggy (Up to 4%)
  • Airtel Axis: Cashback on Swiggy, Zomato, Ola, Utility bill payments (Up to 5%)
  • Flipkart Axis: Cashback on Flipkart, Myntra, 2GUD, and more (Up to 5%)

Spend benefits mein har ek card apne unique offers ke saath aata hai. Axis Ace card ke case mein aapko cashback milega Flipkart, Cult Fit, Clear Trip, Pay, PVR, Swiggy jaise platforms par. Airtel Axis card Swiggy, Zomato, Ola, aur utility bill payments par cashback deta hai. Flipkart Axis card Flipkart, Myntra, 2GUD jaise platforms par cashback offer karta hai.

Reward Redemption:

  • Axis Ace: Cashback, Product catalog, Flights, Hotels, Airmiles conversion
  • Airtel Axis: Redemption details not specified
  • Flipkart Axis: Cashback, Product catalog, Flights, Hotels, Airmiles conversion

Reward redemption ke case mein, Axis Ace card aapko multiple options deta hai jaise cashback, product catalog, flights, hotels, aur airmiles conversion. Airtel Axis card ke redemption details specify nahi ki gayi hain. Flipkart Axis card bhi cashback, product catalog, flights, hotels, aur airmiles conversion ke options provide karta hai.

Conclusion:

Is comparison ke baad, har card ka apna ek unique set of benefits aur features hai. Aapko apne usage aur requirements ke hisaab se choose karna hoga. Agar aapko zyada online shopping karna pasand hai to Flipkart Axis card ek accha option ho sakta hai. Wahi agar aap Airtel ke services ka istemaal karte hain to Airtel Axis card aapke liye beneficial ho sakta hai. Axis Ace card ek middle-class user ke liye budget-friendly option hai.

Yeh comparison sirf ek starting point hai. Aapko apne financial goals aur lifestyle ke hisaab se sahi credit card choose karna hoga. Har card ka apna ek set of terms and conditions hota hai, isliye dhyan se padhe aur samjhe, aur phir faisla karein.

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