aaj hum aapko Axis Bank Magnus Credit Card Full Review 2023 denge, jo aapke liye faydemand ho sakta hai. Yeh Credit Card aapko kai suvidhayein karta hai, jo aapke vyaparik aur vyaktigat jeevan ko asaan banane mein madadgar sabit ho sakta hai.
In this Article
Axis Bank Magnus Credit Card Full Review 2023 Overview:
| Annual Fee: | INR 12,500 + tax (25 lakh kharch karne par maaf) |
| Welcome Benefit | Kisi ek voucher chunen, jaise Luxe gift card, The Postcard Hotels gift voucher, ya Yatra gift voucher (12,500 ki kimat) |
| Airport Concierge Service | Airport par 8 free meet & assist services |
| International Lounge Access | International lounge me unlimited free entry aur saal me 8 aur guests ke saath Priority Pass card se. |
| Desi Lounge Access | Bharat ke kuch airports me unlimited free entry |
| Lifestyle & Entertainment | – BookMyShow par ek movie/non-movie ticket kharidte samay dusre ticket par INR 500 tak ki chhoot. – Bharat ke 4,000+ restaurants me khate samay upto 40% ki chhoot. |
| Health & Wellness | – Medical concierge program, virtual health assistance, tele-consultation, health coaching, home quarantine programs, personalized oncology care, aur aur suvidhayein. – World-class specialists se expert medical opinion. – SRL diagnostics, Dr. Lal PathLab, aur Metropolis se preventive healthcare packages aur privileges. – Global travel aur medical assistance, including inoculation & visa requirement information, legal & medical service referral, emergency evacuation, aur aur bhi. |
| Spends Calculation | Card anniversary year ke hisab se kharchon ka calculation hota hai. Rental spends, wallet transactions, Priority Pass spends, aur EMI transactions nahi shamil hote. Annual fee waiver ke liye government institutions aur utilities ke transactions alag se count honge. |
| Fees aur Charges Ki Labh | Extended credit par 3% kam interest rate, foreign transactions par 2% kam mark-up fee, cash withdrawal fees nahi, fuel surcharge waiver (400 se 4000 rupey ke transactions ke liye 1%). |
| Rewards Program | – INR 1.50 lakh tak ke kharch par har INR 200 ke liye 12 eDGE Reward points aur INR 1.50 lakh se adhik kharch par 200 rupey ke increment ke liye 35 eDGE Reward points. – Travel eDGE ke through 5X Reward points. – 19 travel partners ke saath har 5 eDGE Reward points ke liye 2 partner miles. |
| 24×7 Dedicated Concierge | Flight bookings, table reservations, gift deliveries, aur aur suvidhaon ke liye madad. |
| Eligibility Criteria | Mool cardholder ki age 18 se 70 saal ke beech, add-on cardholder 18 saal ya adhik, varshik aay INR 24 lakh ya INR 24 lakh ka Annual Income Tax Return, Bharat ke nivasi. |
| Documentation | PAN card photocopy ya Form 60, aay ki praman patra (latest payslip/ Form 16/IT return copy), aur nivas praman patra (Passport/Driving license/ Electricity Bill/ Landline telephone bill). |
1 Sept 2023 Ke baad ayi hui nayi guidlines ke adhhar par Magnus Credit Card ka review kiya gya hai.
Magnus Credit Card Joining & Annual Fee:
Joining Fee:
- Joining fee INR 12,500 (plus tax) dene hoti hai.
Annual Fee:
- Har saal aapko INR 12,500 (plus tax) ki annual fee deni hoti hai, lekin agar aapne pichle saal mein 25 lakh rupey ya usse adhik kharch kiya hai, to yeh fee aapke liye maaf ho sakti hai.
Welcome Benefits:
- Is Credit Card ke saath aapko ek khaas welcome benefit milta hai. Aap INR 12,500 ki kisi bhi ek voucher ko choose kar sakte hain, jaise Luxe gift card, The Postcard Hotels gift voucher, ya Yatra gift voucher.
Spend & Non-Spend Benefits:
Airport Concierge Service:
- Aap 8 complimentary end-to-end meet & assist services ka laabh airport par utha sakte hain.
International Lounge Access:
- Priority Pass card ke saath aap unlimited international lounge visits aur saal mein 8 additional guest visits kar sakte hain.
Domestic Lounge Access:
- Bharat mein kuch select airport lounges mein aap unlimited visits ka anand utha sakte hain.
Lifestyle & Entertainment Benefits:
- Aap BookMyShow se movie ticket kharidte hai to dusre ticket par INR 500 tak ki chhoot pa sakte hain.
- Bharat ke 4000+ restaurants mein aapko khane par upto 40% ki chhoot milti hai.
Health & Wellness Benefits:
- Is Credit Card ke saath aapko medical concierge program ka laabh milta hai, jisme virtual health assistance, tele-consultation, health coaching, home quarantine programs, personalized oncology care, aur bhi suvidhayein shaamil hain.
- Aap world-class specialists se second medical opinion bhi prapt kar sakte hain.
Global Travel & Medical Assistance:
- Yeh Credit Card aapko global travel aur medical assistance provide karta hai, jaise inoculation & visa requirement information, legal & medical service referral, aur emergency evacuation.
Fees and Charges Benefits:
- Aapko is Credit Card par lowered interest rate, reduced mark-up fee on foreign transactions, no cash withdrawal fees, aur fuel surcharge waiver milti hai.
Rewards Program:
- Aap is Credit Card ke rewards program se rewards earn kar sakte hain. Har 200 rupey kharch par aap 12 eDGE Reward points prapt karte hain. Incremental kharch par aap 35 eDGE Reward points prapt kar sakte hain. Travel eDGE ke through kharch par 5X reward points milte hain.
24×7 Dedicated Concierge:
- Aapko 24×7 dedicated concierge service ka laabh milta hai, jisse aap flight bookings, table reservations, gift deliveries, aur aur bhi suvidhayein pa sakte hain.
Eligibility Criteria:
- Is Credit Card ke liye aapka age 18 se 70 saal ke beech hona chahiye.
- Add-on cardholder 18 saal ya adhik hona chahiye.
- Aapki varshik aay kam se kam 24 lakh rupey honi chahiye aur aap Bharat ke nivasi hone chahiye.
Documentation:
- Aapke Credit Card ke liye aavashyak documents mein PAN card photocopy ya Form 60, aay ki praman patra (latest payslip/ Form 16/IT return copy), aur nivas praman patra (Passport/Driving license/ Electricity Bill/ Landline telephone bill) shamil hote hain.
Yeh Credit Card aapke liye ek shaktishaali aur suvidhapurn ho sakta hai jo aapke vyaparik aur vyaktigat jeevan ko sudharne mein madad karta hai. Agar aap iske benefits ka laabh uthana chahte hain, to is Credit Card ke liye aavedan karein.
