AMEX Platinum Travel Credit Card Detailed Review

AMEX Platinum Travel jaise naam se hi pata chalta hai, yeh ek travel-based card hai sabhi AMEX enthusiasts ke liye. Main isey kahunga AMEX ki stable se ek aur no-brainer card hai. Mainey pehle bhi AMEX Gold Charge aur AMEX MRCC jaise doosre AMEX cards ka review kiya hai yahan.

Joining and Renewal Fee

Joining Fees ₹3,500 + GST ₹NIL (Sifarish Laabh)

Renewal Fees ₹5,000+ GST

Renewal Benefits NIL Renewal Fee Waiver NA Add on Cards 2 muft supplementary cards diye jaate hain.

Welcome Benefits

Welcome Benefits 90 din ke andar ₹5,000 kharch karne par 2000 MR Points (Sifarish Cards ke liye) Ya Pehle 90 din mein ₹15,000 kharch karne par 10000 MR Points (Yatra Karne Wale Cards ke liye)

AMEX Platinum Travel Credit Card Apply

AMEX aapko kisi bhi kharch par fee waiver nahi deta, lekin aapko ek waiver ya retention offer mil sakta hai jo aapko ismein banaaye rakhne ke liye hai. Khaaskar agar aapke paas doosre AMEX cards hain, toh AMEX sachmuch aapke saare rishte ko mahatva deta hai. Uske bawajood, iske rewards fee ko bahut aasaani se cover kar lete hain.

Referral ke through apply karna ek saaf jeet hai, khaaskar extra NIL Joining fees ke karan. Referral laabh ke vistar se jaankaari ke liye link dekhein. Aap is link ke through Bharat mein upalabdh 6 AMEX Cards mein se kisi ke liye apply kar sakte hain.

Aap banner mein diye gaye link se kisi bhi AMEX card ke liye apply kar sakte hain. Apne pasand ka card chunne aur apply karne ke liye bas View All Cards option par click karein aur ek chunav karein. Us vishesh card ke liye saari jaankari website par turant uplabdh hai.

Regular Reward

Kharch Kshetra Anudan Dar Capping
Sabhi Kharch* 1 MR Points/ ₹50 kharch NA
*Kharch mein Vima bhugtan, Sewaeyan, aur Fuel shamil nahi hai lekin yeh milstone kharch ke liye ginte hain.
Reward points kabhi bhi expire nahi hote.
Aap wallet load par bhi MR points kamate hain.

Milestone Benefits

  • Kharch Milestone Regular MR Points Bonus MR Points
  • ₹1.90L kharch karne par 3800 15000
  • ₹4L kharch karne par 4200 25000 + ₹10K Taj Voucher
  • Jama Points 8000 40000 + ₹10K Taj Voucher
  • Aap dono milestones puri karne par 48000 MR points tak paa sakte hain

AMEX points ke credit hone par automatic nahi hota hai. Pehle milestone pura karne ke baad, aapko khud se 7500 MR points milenge aur baki points ko AMEX se request karna padega, aur yehi same process hai 4L milestone ke liye bhi.

AMEX Reward Multiplier

AMEX ka ek Reward Multiplier portal HDFC Smartbuy ki tarah hai, jahan se aap gift vouchers kharid sakte hain ya affiliate shopping karke 3X tavv regular reward points paa sakte hain.

Kharch Kshetra Anudan Dar Reward Multiplier 3 MR Points/ ₹50 kharch

Reward Redemption

Statement Credit/ Pay with Points

AMEX aapko yogy transactions par statement credit leney ya points se bhugtan karne ka mauka deta hai, kuch chayanit vyapariyon par OTP daalte samay 25 paise/point ke moolya par. Adhikansh naye AMEX cardholders is mukhya method ka istemal karte hain, lekin vishwas karein, aapke MR Points ka istemal karne ka koi bura tareeka nahi ho sakta. Yeh isse bahut adhik moolyvaan hai, isliye kripya in do vikalpon ko ignore karein.

Travel With Points

Aapke MR points ko redeem karne ka doosra tareeka. Iske through aap AmexTravel par flights, prepaid hotels, car rentals, aur aur bhi cheezein kharid sakte hain. Fir bhi yeh aapko 25 paise/MR point ka moolya deti hai aur isey adhik nirnayak roop se nahi samjha jata hai.

Insta Vouchers

AMEX aur bhi aapko ek bade variety mein instant vouchers pradan karta hai jo aapke MR points ke viruddh aate hain aur jinme alag-alag brands ke liye alag moolya hote hain.

Voucher Brand

  • MR Point Prati Moolya Taj Stays 50p/MR
  • Point Flipkart 30p/MR
  • Point Amazon Pay 22p/MR
  • Point Others 25p/MR

Point Spasht hai ki yeh card keval yatra ke liye hai, kyun ki MR points ko Taj Stays Voucher ya Marriott Transfer ke liye behtar roop se istemal kiya ja sakta hai, kyun ki vahaan moolya hai.

Transfer Points

Ab, yeh MR points ke liye sabse garam istemal ka vikalp hai, aur agar aap isse acche se khel sakte hain toh aap ek point ke liye ek rupaye se bhi adhik moolya prapt kar sakte hain.

Airlines Transfer Partners

AMEX aapko points ko 8 alag-alag airline partners mein transfer karne ki anumati deta hai, aur kuch aise bhi hain jo itne vishesh hain ki koi bhi Bharatiya credit card aapko unhe transfer karne ki anumati nahi deta hai, jaise Asia Miles. Yahan humare paas ek tayyar ki gayi list hai sabhi AMEX airline transfer partners ki. Points ka istemal karke anumati ticket book karne ke liye, aap TechnoFino Community ke is post ko refer kar sakte hain.

Hotel Transfer Partners

Ab, yeh sabse prapt vikalp hai kyun ki koi bhi Platinum ya Gold status wala vyakti Marriott Bonvoy ke saath 1:1 anuprayukt karke 1Re/MR point se adhik moolya nikal sakta hai, suite upgrades, Breakfast aur lounge access ke saath mukt peene ka adhik laabh milta hai. Kyunki AMEX Marriott Bonvoy ke liye ekmatra transfer partner hai, kai points miners sirf Marriott mein transfer ke liye MR points ka istemal karte hain.

Iske alawa aap Hilton Honors mein bhi transfer kar sakte hain lekin moolya Marriott ke tulna mein utna adhik nahi hai. Humare paas yahan ek poora list hai AMEX hotel transfer partners ki.

Amex MR Points ko vibhinn loyalty programs mein transfer karne mein 0-5 din lagte hain, isliye inhe pahle se acche se transfer karne ke liye tayyar rahein.

Other Benefits

Airport Lounge Access

  • Access Type:
  • Domestic: AMEX Credit Card
  • International: Priority Pass
  • Complimentary Access Limit:
  • Domestic: 2/Quarter
  • International: NIL
  • Note: AMEX Proprietary lounges ke liye AMEX Platinum Charge card ki zarurat hai.

Fuel Surcharge Waiver

  • HPCL transactions less than ₹5,000 par 0% surcharge.
  • ₹5,000 ya usse adhik ke HPCL transactions par transaction ke liye 1% shulk.
  • BPCL aur IOCL fuel stations par convenience fees: Transaction moolya ke 1%, ₹10 ya adhik, jisme se jo bhi adhik ho, plus lagu hone wale karan ke anusar.
  • Doosre Oil Marketing Companies ke fuel stations par (HPCL, BPCL, aur IOCL ke alawa): Transaction moolya ke 2.5%, ₹10 ya adhik, jisme se jo bhi adhik ho, plus lagu hone wale karan ke anusar, convenience fees.

Forex Markup Charges

  • Standard forex markup charges: 3.50% + GST.

Eligibility Criteria

  • Minimum gross income of ₹6LPA, chahe aap salaried ho ya svayam rojgaar mein ho.
  • Minimum CIBIL score: 750.
  • Kisi bhi upkari kshetra ka pata patra.
  • Note: AMEX card-to-card basis par aavedan nahi karta.

Serviceable City List

  • Guntur, Hyderabad, Krishna, Medak, Rangareddy, Visakhapatnam, Vizianagaram, Chandigarh, Jaipur, Ahmedabad, Gandhinagar, Bardoli, Surat, Vadodara, Ambala, Jhajjar, Panchkula, Bengaluru, Kochi, Bhopal, Indore, Mumbai, Pune, Raigad, Thane, Bhubaneswar, Khurdha, Mohali, Chennai, Coimbatore, Erode, Kanchipuram, Krishnagiri, Salem, Tiruvallur, Gautam Buddha Nagar, Hooghly, Howrah, Kolkata, North 24 Parganas, South 24 Parganas, Delhi, Noida, Ghaziabad, Gurgaon, Faridabad, Vijayawada, Ernakulam, Secunderabad, Aluva, Ropar, Hosur, Sriperumbudur, Tiruppur, Baramati, Navi Mumbai, Lucknow, Trivandrum, Mysuru, Nasik, Nagpur, aur Ludhiana.

Conclusion

AMEX Platinum Travel ek unki sabse acchi credit cards mein se ek hai jo ek anokha reward rate of 8.5% pradan karta hai, aur yeh ek meri go-to card hai jab tak main saal ke liye iske milestone ko complete nahi karta. AMEX cards ka ek hi masla hai ki unki acceptance kam hai, lekin agar aap apne cards ko premium jagahon par swipe karte hain, toh aapko in sabhi milestones ko pura karne mein koi rok nahi hogi.

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